“I’ll just make up for it next quarter.” It often starts with a practical choice. A VAT return is coming up, but salaries also need to be paid. Or an important supplier is waiting for their money. You decide to leave the VAT outstanding for a little while to absorb the pressure of this month. That feels…
My account is overdrawn before the month even begins. “It is only the fifth of the month and my business account is already overdrawn again.” For many entrepreneurs, this is a painfully familiar story. Money is coming in, the schedule is full, and work continues. Yet, at the end of every month, it seems as if nothing…
When is an entrepreneur actually financially healthy? “I have no debts, so things are going well.” Many entrepreneurs assess the financial health of their company based on intuition. As long as the bills are paid, there is work, and the business keeps running, there seems to be little wrong. But financially healthy entrepreneurship is more than just generating sufficient revenue…
My business is still running, but personally I can't manage anymore.. “My business is holding up…but at home things are getting harder and harder.” From the outside, everything seems to be going well. Your business still exists, clients keep coming, and your schedule is full. But behind the scenes, the reality looks very different. You turn yourself…
I don't dare call my bookkeeper anymore. “He’ll probably think: there he goes again…” Many entrepreneurs have a good relationship with their bookkeeper or accountant. Yet, sometimes there comes a moment when you keep putting off that phone call. Not because you lack trust. But because you feel ashamed. Because you know that…
I’m putting everything off for just one more month. “Next month it will surely look better.” Almost every entrepreneur has had this thought at some point. A big order is coming up. A client is about to pay. The new season is about to start. Or that one investment is finally going to pay for itself. So you decide to wait a little longer. Just…
My revenue is growing, but my bank account isn't. “My business is actually doing quite well… so why am I left with less and less?” It sounds contradictory, but more and more entrepreneurs recognize this feeling. The schedule is full, revenue is rising, and there is plenty of work. Yet, at the end of the month, there seems to be hardly any money…
I pay my suppliers later and later. “I’ll just pay that invoice next week.” For many entrepreneurs, it starts out very innocently. A supplier waits a few days longer for their money. It will be sorted out next month, you tell yourself. But if that 'next week' keeps pushing further back, it could be a sign that…
Doing business in a time of rising costs. Your schedule is full. You are working long days. Perhaps you are even working more than ever before. And yet, it feels as though you are going backward financially instead of forward. Many entrepreneurs recognize that feeling right now. Work is coming in, clients keep coming, and revenue keeps flowing…
When fixed monthly expenses slowly tie you down. Leasing once seemed like a logical choice. A van for work. Equipment to grow. Business financing to invest in your company. Monthly amounts that felt perfectly affordable at the time. But by now, reality looks different. Fuel has become more expensive. Insurance has risen. Assignments…
