The first step to peace – how one conversation can make all the difference A gentle, motivational blog about the effect of allowing help — and what becomes possible afterwards You already know a…
“I am ashamed of my administration” – why procrastination costs you dearly A blog for entrepreneurs who have not kept track of anything for so long that they no longer dare to cross the threshold You know…
Debt in the creative sector – when passion isn't enough to keep you going Specifically for creators, artists, coaches and trainers who persevere even when the finances are tight You started with a dream. You wanted something…
"If I quit, I'll lose everything" – why quitting can sometimes be a start For entrepreneurs who keep running for fear of losing face You've known it for a while now. You've run out of steam.…
Entrepreneurship in the Red: Why Optimism Sometimes Works Against You About the Power and the Pitfall of Always Keeping Going As an entrepreneur, you're naturally inclined to look ahead. To keep seeing opportunities. To…
Shame. That one feeling no one talks about, but it defines everything. For many entrepreneurs, shame about financial problems is harder than the debt itself. You don't flaunt it. You tell yourself...
Your business is back on track. Customers are back. You're making revenue, maybe even a profit. And yet… it feels like you're not making any progress. Like you're going in circles. Every euro that comes in goes to outstanding…
March 2020. You probably remember exactly where you were when the country went into lockdown. Customers dropped out. Contracts were terminated. Your revenue plummeted. And you? You pulled out all the stops to…
Five signs you shouldn't ignore as an entrepreneur. Many entrepreneurs wait a long time—too long—to seek debt help. Not because they don't realize something's wrong, but…
The threshold, the pitfall, and the power of raising your hand in time. It's a pattern we often see: entrepreneurs who muddle through for too long. Not because they're stubborn. Not because they...
Why you're not alone—and what to do when things go wrong. Ask any freelancer about their savings, and you'll often get a shrug or a deep sigh. Not because they…
Why shame is often bigger than the problem—and what happens when you break through it. When people think of debt, they think of money. But the biggest burden often isn't financial. It…
About doing business with worries behind the scenes – and how to open the conversation when necessary. To the outside world, your business is running smoothly. Work is being done. There's a buzz. Invoices are being sent, the…
Why debt isn't a sprint, but a process—and why you should ask for help. Nobody wakes up with a debt problem. It starts small. A disappointing month. A late-paying customer...
Why openness about your situation isn't a weakness, but the beginning of recovery. Many entrepreneurs think they always have to be strong. Unwavering. Staying the course, even in stormy weather. Above all, not letting on...
When financial worries undermine your sleep and your entrepreneurial spirit, you lie awake. Not just once, but night after night. Your mind races: "What if I can't pay that bill?", "What if the tax authorities..."
When turnover proves no solution to financial worries. You're generating revenue. You have customers. You have work. And yet... those debts remain. The tax debt is piling up, suppliers are calling after their money, and your personal account...
On paper, things look great. Your revenue is reasonable. You're making a profit. The numbers in your accounting software seem fine. But you're losing sleep. Because you're experiencing something different. Cash flow is tight.
