In this video, Jacqueline explains how best to communicate with a debt collection lawyer. If you leave a claim unpaid for longer, it usually goes to a collection agency or bailiff at some point. But creditors can also choose to engage a debt collection lawyer who will then contact you directly about paying the claim. Communication with a debt collection lawyer is often more robust than with a debt collection agency or a bailiff. It is therefore important to show openness here and to communicate your situation clearly to the debt collection lawyer. Share your problems and explain why you cannot pay at the moment or in the longer term.
It is also possible to make an arrangement with a debt collection lawyer. Most claims are extrajudicially affected by the debt collection lawyer. This means that the arrangement is not made by a judge, but outside the courtroom between entrepreneur and lawyer.
If you receive a letter from a lawyer to pay a claim, it concerns claims that exceed € 25.000. Only lawyers are allowed to litigate for amounts above € 25.000. It is important to be aware that a creditor who has engaged a lawyer will certainly go to court if you do not pay the claim. It is therefore very important that you communicate well with the debt collection lawyer to prevent this.
There are three measures that the lawyer can take if you refuse to pay. In the first instance, the lawyer can bring the case before a subdistrict court. In this case, it may take six months or more for the case to be treated. If your lawyer wants to solve the problem quickly, he or she can bring summary proceedings. This can go very quickly, but the costs are high. The last option for the lawyer is to file for bankruptcy for your company. If the lawyer chooses this, it is imperative that you take action. If you fail to do so, you will be declared bankrupt in the absence of the hearing.
It is therefore best to seek help immediately when you notice that you can no longer pay your debts. Go to your municipality or come to Zuidweg & Partners. We are happy to assist you.