Plan ahead
Interview with Tamara Madern, professor of Debt Prevention and Early Identification, independent researcher and advisor.
Our guest in this podcast is Tamara Madern, Professor of Debt Prevention and Early Signaling, independent researcher and advisor. Tamara started an investigation in 2011 that focuses on debt prevention and financial behavior. She explains why a financially sound behavioral pattern is necessary to prevent financial problems. A large part of the entrepreneurs do their utmost to avoid getting into problematic debts. When debts arise, it is difficult not to get deeper into debt. This can be the cause of a poor overview of the financial situation. Many entrepreneurs do not know how to get this overview and often outsource this to an accountant. Always remain involved with the accountant. Ask for an explanation if you don't know what he or she is doing. This way you remain involved in the financial aspect and you get a grip on the figures.
It is also important to look ahead and plan ahead. As an example, Tamara gives “to be prepared for the future and to set aside an amount every month. You can then pay today's debts and future costs. ”
Make a roadmap. What costs do you expect to receive and how much money are you going to set aside for this each month? These costs can be, for example, taxes or purchasing a new laptop. If you feel that you can no longer understand the financial situation yourself, ask for help immediately. It still happens too often that entrepreneurs wait too long to ask for help, because of this the debts pile up. The sooner you ask for help, the faster and better you can be helped. You can request this help from your municipality as well as from a debt relief organization such as Zuidweg & Partners.