In this video, Jacqueline explains what you can do in the early detection of an uncertain financial period and in debt prevention. Many entrepreneurs are in debt, but not everyone is aware that he or she is in debt. A mortgage or a loan from the bank are also debts. As long as you can pay the monthly costs, there is no problem. Can you no longer afford these costs? Then the debt increases and we speak of a problematic debt. In order to avoid problematic debts, you have to be able to handle money well. Not everyone has inherited this from home. You can find the Budget Manual on the Nibud website. This contains everything about how you can optimally arrange your money matters.
Many entrepreneurs hire an accountant to organize the finances of the company. But what is important is that the entrepreneur also understands the financial aspect. You can ask the accountant for help and explanation. This gives you more control over the figures and you better understand what the accountant does.
When you are in a financially secure time, it is wise to reserve extra money for financially uncertain times. When you notice that things are not going well financially, it is important to signal this. Entrepreneurs often find this difficult because they tend to deny financial problems. We therefore recommend that you communicate well with the parties involved in your finances. These are the accountant, accountant, bank and the tax authorities. If uncertain times arrive, they can help you to recognize all financial problems at an early stage.