Falling behind on your coronavirus payment plan? What you can do if you can't make it anymore

When you took out a payment plan for your corona debt, you thought: I'll get through thisFive years seemed manageable. The monthly payment just fit into your budget. But now, things have moved on, everything has gotten more expensive, and you're realizing that one monthly payment is starting to grate.

Maybe you missed a term. Or several. And maybe you're at the point where you're thinking: I don't know how to solve this anymore.

You're not alone. And there is still something possible.

More entrepreneurs are getting stuck

We often see entrepreneurs who have started repaying their loans properly, but get stuck along the way. This can be due to higher costs, disappointing sales, illness, or simply the accumulation of all sorts of things.

Sometimes it's just barely possible. But often, savings start to run out, other bills are postponed, or tensions arise at home or in the business. All of this just to keep making that COVID-19 payment.

The truth? If you get stuck, it's time to get help. Not later. Now.

An arrangement is not a chain

A payment plan is meant to give you some breathing room, not to sink you further. But if you notice the plan is becoming unfeasible, you need to sound the alarm. Because if you wait too long, you'll eventually face debt collection measures: garnishment of your account, wages, or car. And that's exactly what we want to prevent.

So don't wait until things escalate. Know that there are ways to reexamine your situation.

You can do this

What can you do if you can no longer comply with the arrangement?

1. Gain insight – What are your actual figures? What's coming in, what's going out?

2. Request a conversation – With guidance, you can discuss matters with the Tax Authorities, possibly with a request for an adjusted arrangement or temporary break.

3. Looking beyond just the Tax Authorities Often, there's more going on: other debts, payment arrears, or stress. A more comprehensive recovery plan is then necessary.

4. Enable support You don't have to do this alone. There are professionals who will work with you to regain perspective and take action.

That's why we're here.

What we can do for you

We help you to:

• Gain insight into your debts and financial situation

• To approach creditors (such as the tax authorities) with a proposal

• Bringing peace to the paperwork and to your mind

• Starting a scheme through your municipality

• Moving towards recovery: continue, adapt or stop support

Our assistance is free of charge for you as an entrepreneur, thanks to our collaboration with your municipality.

You don't have to solve it alone

You might be thinking, "I failed. I have to fix it myself."
Or: “I don't want to bother anyone.”

That's exactly why we exist. So you don't have to carry everything alone.

We are ready to help you
Do you recognize yourself in (part of) this situation and do you no longer want to walk around with worries? We are ready to help you. Do not wait until the problems escalate and take control of your financial future today. Click on the button 'Request debt assistance now' and take the first, important step towards peace and security for you and your company.