When the daily hauling and selling is no longer enough to pay the bills
As a market entrepreneur or itinerant trader, you're used to hard work. Early risers, late returns. Setting up stalls, loading produce, traveling, selling, and taking down. Different markets every week, seasonal influences, and all sorts of weather. Entrepreneurship in its purest form.
But what if your income no longer outweighs your expenses? What if you find yourself having to postpone payments more and more often? What if your suppliers are waiting for their money and the tax authorities are knocking on your door? Then it's time to seek help. And yes—even if you're still working incredibly hard.
Specific challenges for market entrepreneurs
Market entrepreneurs have unique business practices. But that also makes financial problems more complex. You might recognize the following:
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Strongly fluctuating income due to seasons or weather conditions
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Cash flow problems due to outstanding invoices or delayed payments
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Higher costs due to fuel, maintenance and permits
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Restrictions since corona: fewer markets, different purchasing habits
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Staff absence or illness that you can barely cope with
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Difficulty maintaining balanced accounts
And yet, you often don't feel "typical" enough for standard debt counseling. But you are.
You're not alone
At Zuidweg & Partners, we've been supporting entrepreneurs like you since 1994. Not just shopkeepers or service providers, but also self-employed individuals who earn their living with a van, stall, or cart.
We understand:
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How your income fluctuates
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That you don't have time to come to the office during the day
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That you are ashamed of the financial gap that has arisen
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That you would rather work than ask for help
But one doesn't exclude the other. Your resilience deserves a solid foundation.
What we can do for you
We help you to:
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Gain insight into your debts and financial situation
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To approach creditors with a proposal
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Bringing peace to the paperwork and to your mind
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Starting a scheme through your municipality
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Moving towards recovery: continue, adapt or stop support
Our assistance is free of charge for you as an entrepreneur, thanks to our collaboration with your municipality.
You don't have to solve it alone
You might be thinking, “I caused this myself, I have to fix it myself.”
Or: “I don't even know where to begin.”
That's exactly why we exist. So you can keep doing business, but not go under.
